Grants, Loans, & Credit
Wage Support
Operating Expenses
Farmers
Health & Safety
Tax Relief

Grants, Loans, & Credit

Canada Emergency Business Account (CEBA)
Ontario Small Business Support Grant
Large Employer Emergency Financing (LEEF) Facility
Regional Relief and Recovery Fund (RRRF)
Business Credit Availability Program (BCAP)
Highly Affected Sectors Credit Availability Program (HASCAP)

Canada Emergency Business Account (CEBA)

The Canada Emergency Business Account (CEBA), implemented by eligible financial institutions, in cooperation with Export Development Canada (EDC) provides interest free loans of up to $60,000 to small businesses or non-profits, to help cover operational costs. All applicants have until March 31, 2021 to apply for CEBA loans.

Ontario Small Business Support Grant

The Ontario Small Business Support Grant helps small businesses that are required to close or significantly restrict services under the Provincewide Shutdown effective December 26, 2020. Funding starts at $10,000 for all eligible businesses, with a maximum of $20,000 to help cover the decrease in revenue during the shutdown.

Large Employer Emergency Financing (LEEF) Facility

LEEFF is a program instituted by the Government of Canada to provide short-term liquidity assistance in the form of interest-bearing term loans to large Canadian employers who have been affected by the COVID-19 outbreak. The intent of LEEFF is to provide bridge financing to large Canadian employers to help these enterprises preserve employment, operations and investment activities until they can access more traditional market financing.

Regional Relief and Recovery Fund (RRRF)

The Regional Relief and Recovery Fund (RRRF) is providing assistance to businesses and communities that may require additional support to cope with and recover from the pandemic. This funding will help both to mitigate the financial pressures experienced by businesses and organizations to allow their continued operations, including paying employees; as well as support projects by businesses, organizations and communities to prepare for a successful recovery.

Business Credit Availability Program (BCAP)

Export Development Canada has partnered with financial institutions to help businesses of all sizes, sectors and regions address the financial impacts of COVID-19 via the Business Credit Availability Program (BCAP) Guarantee. Qualifying applicants can improve their cash flow through their bank or credit union to help manage day-to-day expenses, such as buying inventory or paying suppliers, or for other costs incurred due to COVID-19.

Highly Affected Sectors Credit Availability Program (HASCAP)

The Highly Affected Sectors Credit Availability Program (HASCAP) is now open for applications.This program allows small and medium-sized businesses, from any sector, that have experienced a minimum 50% revenue decrease due to the COVID-19 pandemic, to access guaranteed, low-interest loans ranging from $25,000 to $1 million. Businesses can apply through their primary financial institution.

Wage Support

Canada Emergency Wage Subsidy (CEWS)
Work Sharing Program
Pension Contribution Deferral and Extension

Canada Emergency Wage Subsidy (CEWS)

As a Canadian employer who has seen a drop in revenue during the COVID-19 pandemic, you may be eligible for a subsidy to cover part of your employee wages, retroactive to March 15, 2020. This subsidy will enable you to re-hire workers, help prevent further job losses, and ease your business back into normal operations.

Work Sharing Program

Work-Sharing is an adjustment program designed to help employers and employees avoid layoffs when there is a temporary reduction in the normal level of business activity that is beyond the control of the employer. The measure provides income support to employees eligible for Employment Insurance benefits who work a temporarily reduced work week while their employer recovers.

Pension Contribution Deferral and Extension

On September 21, 2020, the government filed Regulation 520/20 (Regulation), which amended Regulation 909 under the Pension Benefits Act. This amendment assists employers in maintaining and supporting their day-to-day business operations by allowing pension contributions to be deferred, freeing up cash to support operational requirements. The Regulation restricts certain employer’s activities during this deferral period to help balance employer’s liquidity needs with protection of members’ benefits.

Operating Expenses

Canada Emergency Rent Subsidy (CERS)
COVID-19 Energy Assistance Program for Small Business (CEAP-SB)

Canada Emergency Rent Subsidy (CERS)

Canadian businesses, non-profit organizations, or charitieswho have seen a drop in revenue during the COVID-19 pandemic may be eligible for a subsidy to cover part of their commercial rent or property expenses, starting on September 27, 2020, until June 2021. The subsidy provides payment directly to qualified renters and property owners, without requiring the participation of the landlord.

COVID-19 Energy Assistance Program for Small Business (CEAP-SB)

The Government of Ontario has provided $8 million to support small business and registered charity customers who are struggling to pay their energy bills as a result of the COVID-19 emergency. The COVID-19 Energy Assistance Program for Small Business (CEAP-SB) provides a one- time, on-bill credit to eligible small business and registered charity customers to help them catch up on their energy bills and resume regular payments. Small business and registered charity customers may be eligible for up to $1,500 in support towards their electricity and natural gas bills, and can apply for on-bill credits for both electricity and natural gas separately.

Farmers

Enhanced Agri-Food Workplace Protection Program
Mandatory Isolation Support for Temporary Foreign Workers
COVID-19 Support Program

Enhanced Agri-Food Workplace Protection Program

The Enhanced Agri-food Workplace Protection Program will help more operations, including farms, take additional measures to improve the health and safety of Agri-food workers in the province during the COVID-19 outbreak to ensure the continued supply of locally grown food all year round.

Mandatory Isolation Support for Temporary Foreign Workers

The Mandatory Isolation Support for Temporary Foreign Workers Program (MISTFWP) is a one-time $84.4-million program to help with the impacts of the COVID-19 pandemic on food supply in Canada by assisting the farming, fish harvesting, and food production and processing sectors. The program will assist Canadian employers with some of the incremental costs associated with the mandatory 14-day isolation period imposed under the Quarantine Acton temporary foreign workers upon entering Canada.

COVID-19 Support Program

Farm Credit Canada (FCC) has put in place payment deferrals and credit line program to ensure producers, agribusinesses and food processors can remain focused on business-critical functions rather than worrying about how to access funds to keep operating through this challenging period.

Health & Safety Resources

Burlington Chamber of Commerce: PPE Supplier Directory
Ontario: Workplace PPE Supplier Directory
Ontario's Main Street Relief Grant
Tariff Relief on PPE Supplies
Ontario: ESA Guidelines & COVID-19
Re-Opening Guidelines
Business Information Line: Stop the Spread

Burlington Chamber of Commerce: PPE Supplier Directory

The Burlington Chamber of Commerce has gathered a list of locally available Personal Safety and Protective Equipment providers. These businesses produce and sell items, such as safety masks and gloves, face shields, Plexiglas screens or dividers, signs, disinfectants services and sanitizers.

Ontario: Workplace PPE Supplier Directory

Review a list of companies that sell personal protective equipment (PPE) and other supplies to keep your employees and customers safe from COVID-19.

Ontario's Main Street Relief Grant

Small Businesses in the retail, accommodations and food services, repairs and maintenance, personal and laundry services, and gyms and yoga studios can apply for a one-time $1,000 grant from Ontario’s Main Street Relief Grant to help with the unexpected costs of PPE to help keep employees, customers and communities safe from COVID-19.

Tariff Relief on PPE Supplies

The Government of Canada is providing remissions on certain tariffed PPE supply orders on or after May 2020.You can view the list of eligible materials by clicking the following link.

Ontario: ESA Guidelines & COVID-19

Keep yourself informed about employers’ responsibilities, and the job protections available to employees, by browsing the Government of Ontario’s COVID-19: Employment Standards Act overview.

Re-Opening Guidelines

As businesses, organizations and services begin to reopen in Ontario, we’ve created a comprehensive list of safety guidelines to help protect workers, customers and the general public from COVID-19. From sector specific health and safety guidelines to general advice, you can find information you will need by clicking the following link.

Business Information Line: Stop the Spread

The province has launched a toll-free line 1-888-444-3659 to provide support to Ontario businesses who have questions about the province's recent emergency order to close at-risk workplaces following recommendations by Ontario's Chief Medical Officer of Health.

Information About Tax Relief

Employer Health Tax Relief
Regional Opportunities Investment Tax Credit

Employer Health Tax Relief

The 2020 Budget announced the Ontario government's proposal to make the 2020 tax year Employer Health Tax (EHT) exemption increase from $490,000 to $1 million permanent. Along with doubling the exemption, the instalment threshold would also be doubled from $600,000 to $1.2 million starting with the 2021 tax year. Learn more about the NEW Employer Tax Exemptions by cklicking the link below.

Regional Opportunities Investment Tax Credit

The Regional Opportunities Investment Tax Credit is a 10% refundable income tax credit for capital investments. The tax credit is available for expenditure in excess of $50,000 and has a cap of $500,000.

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